Home Loan
Turning Your Dream Home Into a Reality with Our Trusted Home Loan Solutions
At Credential Real Estate Services Pvt Ltd., we specialize in offering comprehensive home loan services tailored to meet the unique needs of our clients. As a trusted direct selling agent (DSA) for leading banks, we provide our customers with access to the most competitive interest rates in the market. With over 6,000 successful home loans arranged, our dedicated team ensures a seamless and transparent experience from application to disbursement, always putting our clients’ best interests first. Whether you’re purchasing your first home, refinancing, or seeking a loan for property improvement, we are here to guide you every step of the way.
Our home loan services include:
- Best Interest Rates
We work with top banks to offer you the most competitive interest rates, ensuring you get the best value for your home loan.
- End-to-End Service
From loan application to approval and disbursement, we manage the entire process for you, ensuring a hassle-free experience.
- Post-Loan Support
Our commitment doesn’t end at loan disbursement. We provide ongoing support to ensure your home loan journey remains smooth and hassle-free.
- Customer-Centric Approach
We place your best interests at the heart of everything we do, providing transparent advice and solutions that align with your financial goals.
Let us help you secure the ideal home loan, with the best rates and exceptional service every step of the way.
About Home Loans:
- Home Loan is a financial instrument that helps individuals purchase, construct, or renovate a house by borrowing from banks or financial institutions.
- While it enables Home ownership without substantial upfront capital, tax benefits under sections 80C and 24(b) of the Income Tax Act, 1961 are available to the individuals.
- Home Loans can be availed by both Indian citizens as well as NRIs.
- Home Loans can be availed for acquiring a plot, a new / resale property, or for constructing house on a plot owned by the Borrower.
- It can be utilized for renovating or repairing an existing Home.
- It can also be availed for taking over an existing Home Loan for availing a finer rate of interest.
- Top-ups can also be availed on existing Home Loans for meeting additional personal or business requirement.
- Home Loans come with fixed pricing as well as floating rates of interest that are linked to the Bank’s MCLR / RBI’s Repo rates.
- Tenor of Home Loans extend from 5 to 25 years, depending on the age and eligibility of the Applicant.
- Repayments are based on Equated Monthly Instalments (EMI), which depends on the loan amount, interest rate, and tenure. An EMI calculator may be used to estimate monthly repayments to be made.
- Prepayments and foreclosures are also permissible.
