• Bridging the Gap

    Infrastructure Financing Solutions

    We empower infrastructure growth with tailored financing, bridging capital needs and project success. Our expertise ensures seamless fund access, allowing companies to focus on high-quality projects. Understanding industry challenges, we craft customized loans for infrastructure companies, driving sector growth and development.

  • Empowering Builders Shaping the Future

    We have successfully executed mandate for financial closure for hundreds of real estate projects across the country which helped enabling our builder clients to turn their visions into reality. Thus our company plays a crucial role in the development and growth of the built environment.

    Stay ahead of the curve

    Embrace market trends to remain pertinent!
    Easy steps to get business loans
    Check the interest rate of your homeloan

    Why Us

    FAQs

    Credential Advisory Services Private Limited (CASPL) is an established debt advisory and business management & consultancy company based at Kolkata and provides services to PAN INDIA.

    We are a leading advisory, business management, and consultancy firm with a track record of serving over 7,000 satisfied retail customers and 500 reputable commercial clients. Our expertise extends to Real Estate Projects across Eastern India, where we are recognized as pioneers in providing comprehensive solutions. Furthermore, our participation has expanded into regions beyond, including UP and Pune, solidifying our presence in key markets. 

    Incorporated on 17.07.2009 and promoted by Mr Vijay Kumar Darak and Mrs Richa Darak.

    Mr. Vijay Kumar Darak serves as the Managing Director of CASPL. A Chartered Accountant and Company Secretary by profession, Mr. Darak boasts over 23 years of experience as a Financial Consultant. During his extensive career, he has specialized in Debt Syndication, Project Loans, Working Capital Limits, and Real Estate Finance.

    Our team comprises seasoned professionals, including Chartered Accountant, Company Secretariat, experienced bankers, company secretaries, Chartered Financial Analysts with a minimum of Level II accreditation, and chartered accountants at the Inter level. Our marketing executives bring a wealth of knowledge, with backgrounds in commerce and finance. Collectively, CASPL boasts over 250 man-years of combined experience in pure banking and debt advisory.

    Our motto-

    1. Assist our clients to grow their business
    2. Provide seamless & real time support and services
    3. Most reliable & trustworthy partner
    4. Most admirable and largest service provider

    Our Group Company, Credential Real Estate Pvt Ltd is the channel partners of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Housing Loan, Mortgage Loan, Loan Against Property, unsecured Business Loan and Personal Loan and deliver these products through these channels.

    Besides Project Loans including Real Estate Project and Loan Syndication, we provide financial solutions through Public Sector Banks, Private Sector Banks, and NBFCs.

    1. We are the preferred choice for the following aspect-
    2. Quick and fastest delivery of services including sanction/ disbursement.
    3. We offer the lowest rate of interest suitable to your profile.
    4. Selection of appropriate lenders based on your profile and requirement.
    5. Services throughout the tenure including reduction in rate according to market rate.
    6. Dedicated relationship manager to keep you updated about the products.
    7. Doorstep services and documentation.
    8. Efficient and qualified team of dedicated professionals.

    The Services we offer-

      1. Retail lending including mortgage related products like Home Loan, Loan Against Property, Lease Rental Discounting and Rent Securitisation, Loan for Commercial Property
      2. Unsecured Loan for Business Purpose and Unsecured Personal Loan
      3. Funding arrangement for Real Estate Project. We have so far executed projects up to Rs 700 crore in the Real Estate Project.
      4. Debt Syndication
      5. Project Loan for manufacturing industry, Health Care Services, Warehouse Projects etc.
      6. Wholesale Trade and Services Sector, National Distributors etc.

    OUR SERVICES

    MORTGAGE LOANS

    A home loan is an amount an individual borrows from a financial institution such as a bank or  housing finance company to buy a new or a resale home, construct a home or renovate or extend an existing one. The money is borrowed at a specific interest rate and repaid within a particular duration in smaller instalments known as EMIs (Equated monthly instalments).

    Our Group Company Credential Real Estate Services Pvt Ltd (CRESPL) is the channel partners of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Housing Loan.

    We have extended home loans to approx 7000 customers till date through our channel partners.

    Why Us ?

    We are one of the oldest intermediary / Authorised  Channel Partners of leading private sector banks & HFCs for sourcing home loan business for them. We have a highly experienced & dedicated team who assist the applicants in following manner :-

    Our USP

    A Loan Against Property (LAP) is an amount borrowed by an Individual/ body corporate for general purpose against mortgage of immovable property. We assist our clients to borrow funds from Banks/ NBFCs against the immovable properties held by them or propose to purchase.

    Our Group Company Credential Real Estate Services Pvt Ltd (CRESPL) is the channel partner of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Loan Against Property.

    We have extended Loan Against Property to approx 500 customers till date through our channel partners.

    Why Us ?

    We are one of the oldest intermediary / Authorised  Channel Partners of leading private sector banks & HFCs for sourcing loan against property  for them. We have a highly experienced & dedicated team who assist the applicants in following manner :-

    Our USP

    Lease Rental Discounting is an amount clients  borrow from Banks/ NBFCs for generating cash flow to meet the current financial needs against future rentals/ Lease Rentals for the residual period of the tenancy/ lease.

    Our Group Company Credential Real Estate Services Pvt Ltd (CRESPL) is the channel partner of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Lease Rental Discounting.

    We have extended Lease Rental Discounting to approx 75 customers till date through our channel partners.

    Why Us ?

    We are one of the oldest intermediary / Authorised  Channel Partners of leading private sector banks & HFCs for sourcing lease rental discounting for them. We have a highly experienced & dedicated team who assist the applicants in following manner :-

    Our USP

    Loan for purchase of commercial property is an amount clients borrow from Banks/ NBFCs against the immovable properties held by them or propose to purchase.

    Our Group Company Credential Real Estate Services Pvt Ltd (CRESPL) is the channel partners of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Loan for purchase of Commercial Property

    We have extended Loan for purchase of commercial property to approx 300 customers till date through our channel partners.

    Why Us ?

    We are one of the oldest intermediary / Authorised  Channel Partners of leading private sector banks & HFCs for sourcing loans for purchase of commercial property for them. We have a highly experienced & dedicated team who assist the applicants in following manner :-

    Our USP

    CASE STUDIES

    Acquisition of an under-construction Commercial Project

    Take over of existing loan with enhancement for a University

    Funding for giving advances for taking the plant of 3rd party on long term lease

    How can we help you?

    We offer cost-effective, sustainable, and comprehensive debt structuring solutions to help your business reach its highest potential. Our seamless, real-time support accelerates your financial goals. As a reliable and trustworthy partner, we meet your debt requirements and financial closures. Our aim is to be the most admired and largest service provider for debt solutions and mortgage loans

    AWARDS & ACCOLADES

    Honored for Excellence, Trusted for Results

    OUR ASSOCIATES

    We collaborate with trusted financial partners and industry experts to deliver comprehensive corporate finance solutions. Through strategic alliances and shared expertise, we ensure optimal financial strategies and success for our clients.

    Our Group Company Credential Real Estate Services Pvt Ltd is the channel partner of ICICI Bank, HDFC Bank, Axis Bank, Kotak Mahindra Bank, Bajaj Financial Services Ltd, TATA Capital, Aditya Birla Capital, LICHFL for Housing Loan, Mortgage Loan, Loan Against Property, Unsecured Business Loan and Unsecured Personal Loan.

    FIND YOUR DREAM WORKPLACE TO GROW

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